We have been in the factoring business since 1979, are privately held, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's booms and busts and having had these experiences, can support you through any tough times you might go through. We won't collapse when the times get tough, like some other factoring companies sadly have in the past.

All factoring companies have a preference for size, industry, and risk. It's just about impossible for you to choose which factoring firm is the ideal fit for you. By contacting us, we'll get to know your situation very quickly and help you find the best fit for your company - it may be us or another factoring company.

We have a vast network of factoring industry colleagues, these trusted relationships were earned over 20+ years in the business. So, when you take the time to lay out your needs to us, you'll quickly see that we can help you find exactly what you need.

Practically all factoring firms let you pick and choose your customers to factor. Except a few of them usually have a minimum amount before they'll work with you. With us you can pick and choose what to factor on an invoice by invoice basis with no minimum.

Our factoring agreement is a bit like having a credit card in your pocket. You have it to use when you require it but don’t sign an agreement which will force you into factoring when you don't require it.

Practically all factoring firms fees are hidden. You'll need to rent some blood hounds to sniff out those fees. You can be rest assured, We are different.  We are totally transparent about our fees. When you apply, you are provided an easy to understand, no obligation rate proposal with the fee for your business. It is going to be tough finding another factoring company, if any, that will be totally transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For example, if your customer owes you $1,000, you should expect to receive an advance payment of $700 to $900 to your account. Our present advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some accounts receivable factoring firms are financed by Wall Sreet venture capitalists. We are an independently owned company and don't take marching orders from investors and boards. Much like you, we are like-minded business people and we have cleared many of the obstacles that a business deals with. We hear your story, learn your struggles. Based on that information we will put together a custom-built solution for you. Practically all accounts receivable factoring firms particularly the Silicon Valley Fintech ones mainly look for the algorithm to establish your company's funding program. Do you want to depend on an algorithm as a cash flow partner to fund your business?

Practically all factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you get your own dedicated account administrator to be your point of contact – who really knows your business really well, and can assist you in ways the others just can't or won't.

Don't overlook the fact that the factoring firm will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is unmatched. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. In addition, we keep an eye on each invoice and follow them just like your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is made.

Our business credit monitoring systems allow us to spot early negative trends so that we can protect you from iffy transactions. You have 24/7 access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection concerns in order to nip them in the bud immediately.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Watch out for negative payment trends. This is essential to prevent avoidable write-offs.

Our company adopts first-rate technology to speed up the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to much lower rates for you. Practically all other companies don’t even come close.